FAQs

What is Payday Loan?

A payday loan, also know as a cash advance or paycheque advance, is a small- typically between around £80 and £100, dependant on your salary- short term loan which is intended to bridge the gap between wages and cover unexpected expenses.

How much can I get?

Payday UK provide you with a loan between £80 to £750.

When can I receive my payday loan?

Once you apply our quick and easy form, verification is done. Once the form is approved, the money will be in your account the same day.

How to repay the loan?

We use debit card to withdraw money from your account for repayment or repayment can be done by providing postdated cheque.

What if I am not able to pay on due time?

Then you can ask to extend the period of repayment. But for additional period extended, extra charge is taken.

What if I have bad credit?

Even if you have bad credit, you can borrow loan from UK cash. Bad credit does not effect the approval of loan.

Can I roll over the loan to next payday?

Yes, but only twice. After that we ask you to start reducing the balance.

Can I get more than one payday loan at same time?

No you have to repay the previous loan amount in order to get next one.

What if I am a self-employed?

You have to satisfy us that there would be sufficient funds in your bank account at repayment date.

What if I am weekly paid?

For weekly paid customers, we ask to repay the amount on 4th payday.